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Guide – Income Protection Package

Affordable Financial Planning Sunshine Coast Locals Trust.

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Income Protection, also known as Salary Continuance, is one of the most important measures you can put in place to protect your lifestyle.

Ask yourself these questions:

What percentage of your income is currently being allocated to securing your income for AFTER your working life? For most people it is the 9.5% of salary paid into super by their employer.

What percentage of your income is currently being allocated to securing your income for DURING your working life? For most people the answer is 0%

If we think of a working life and after working life income stream which of these income streams is most important? – AFTER your working life or DURING your working life

You may be interested to know that over the last 12 months my new protection clients have typically deemed it appropriate to allocate somewhere between 4% and 5% towards securing their income during their working life.

Do you think that might be an appropriate allocation of funds on your part?

This what an Income Protection Package is all about. Making sure that you can secure your income throughout your working life, to make sure that you do have a reasonable income after your working life.

To find out more just get in touch and we can have a chat about what you want. No cost or obligation.

Important information

This information is of a general nature only and is not intended to constitute personal advice. It does not take into account your particular investment objectives, financial situation or needs and, accordingly, you should consider the appropriateness of this information in light of your own circumstances. We recommend that you obtain professional advice before undertaking financial transactions.

Graham Chatterton is an Authorised Representative of:

Consilium Advice Pty Ltd ABN 86 158 826 647

Australian Financial Services Licence No. 424974

Level 11 37 Bligh Street SYDNEY NSW 2000

T: 02 8003 5111

E: [email protected]

W: www.consiliumadvice.com.au

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